Licensing & Regulatory Disclosures

Licensing & Regulatory Disclosures

The following states require specific licensing and regulatory disclosures. These disclosures are provided in accordance with applicable state and federal laws.

California Disclosure

Licensed by the California Department of Financial Protection and Innovation.
Loans made or arranged pursuant to California Financing Law License #60DBO-190678.

Low doc/no doc, no income/no asset, stated income, stated asset, no ratio, or similar loan products may have a higher interest rate, more points, or more fees than other products requiring documentation.

Colorado Disclosure

Mortgage Company Registration.
Regulated by the Division of Real Estate.

Montana Disclosure

Stated rates may change or may not be available at the time of loan commitment or lock-in.

Texas Disclosure

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV